Live Brighter with Sun Life Financial

I recently attended the Sun Life Financial Live Brighter Forum at the Mallberry Suites, Cagayan de Oro City. It was a FREE event which focused on what an individual (you and me) can do to make a difference in every Filipino’s life by becoming a Sun Life Financial advisor and help educating every Filipino as to what “financial freedom” really means and how will it impact their future and their family.

Financial Literacy, Wait, What?

Financial literacy simply means knowing how to manage your money. It is the ability to understand how money works: how someone makes, manages and invests it, and also expends it.

But, it is a sad fact that most Filipinos are financially illiterate. Our culture does not teach us well to prepare for the future financially. We grow up with the mindset that the most important thing we should pay attention to are the things we consider as “necessity” such us our basic commodities like foods, shelter, and clothing. Savings is not really a part of the priorities. Much more this thing we call INVESTMENT.

The terms related to Insurance, Investment, and Savings oftentimes means an additional burden and we often just shrug it off because we think we can get by with life without it and we just don’t see the need for it as long as we get to eat 3x a day, send kids to school (elementary and high school at least), and well, buy some decent clothing. Guilty? Yes, me too! Thankfully something like Sun Life Financial is here to finally lovingly correct that. And they need your help!

Be a part of the team and become a Sun Life Financial Advisor!

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Get Hairscaped at Hairscape Ph

One of the things that frustrates me recently is my lifeless hair. The long term effect of bleaching got the best of my hair as it became dull, hard to manage, frizzy, and the color is … for the lack of term, ugly! It was gorgeous at the start but as months passed it became unattractive that I my daily hairstyle is either pony tail or a bun. I rarely wear it loose.

I’m glad those bad hair days are over! Huge thank you to Hairscape ph, the gorgeous couple and hairscape owners Uno and April Siao, and of course my personal hairstylist for the day RJ with the assistance of Ms. Meira (OMG! not sure if I remember the name correctly) for rescuing my dying hair. My hair came back to life, color toned down to dark ash brown and treated with Vanilla Bean treatment and wrapped it up with a soft layered cut for added bounce.

Hairscape ph background
Hairscape.ph first opened its doors in Cagayan de Oro City last 2014 at the 3rd floor of Centrio Mall and recently opened its second branch in Iligan City branch at Robinson’s Place.

Why “Hairscape“? The salon’s name is coined from the term “landscape” or landscaping which means the process of making a yard or other piece of land more attractive by altering the existing design. Thus, the term Hairscape was born and became the business’ brand name.

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5 Cycling Tips to Help Stay Cool During the Summer

Let’s Face It – Summers are best time for going on cycling especially if you have friends to company you. But to get the best feeling, you need to plan things, carefully. These are some of the best tips to stay cool & energetic while cycling during the summers —

summer

Get up early – Yep, during the summers, the days are longer and you can get the favorable temperature and lightening, early in the mornings. Navigating at evening in darkness is not a good idea. Getting up early and to ride will become the most exciting part of your day.

On a really hot day, try to go for cycling before 8 a.m., when the index of UV rays is at its lowest. The evenings on a hot day do not offer a very pleasant temperature for cycling. Therefore getting up early in the morning is the best time to go for cycling.

Go slow – Don’t make the most common mistake that all cyclists do, that is riding as fast as possible. During winters, riding fast helps in keeping you warm but during summers, you must slow down your pace.  Try to reduce the effort length, it helps in regulating a healthy heart rate and you can enjoy a better cycling experience like this, during summers. You can buy a customize bike which can be personalized according to your age, fitness level and use.

Buy best bikes & wear right clothes and accessories – the bike you are using and the stuff you are wearing can make a huge difference in your performance. Always buy bikes after complete research and study, for ladies, women beach cruisers are said to be best ones available in the market, today. Talking about clothes, you can buy the zip jerseys to allow release of heat. For protection, you can even use a helmet with more vents for summers.

beach cruiser

Stay wet – Evaporation is a great way to keep body cool. So, you can pour some water on your body to lower down your body temperature to help the process of evaporation. You can splash water on your chest, shoulders and neck to allow the wind to create a cooling affect on your body while you ride on your bikes.

Stay hydrated – Instead of carrying water, you can have a bottle of health drink with sodium & potassium in it to ensure that you stay hydrated during cycling and workouts. After every half an hour, you can stop at regular intervals to consume the drinks.

Thus, these are some of the best cycling tips to keep you cool during the summers. One of the most important things is to plan a safe and pleasant route for cycling. Choosing a area with properly shaded cycle lanes is a good idea. Try to keep yourself away from the roads and cycle in a lane where limited or no sun rays are found. You must use good tail light and headlight to stay visible while riding, hope, these tips will render you with the coolest cycling experience during the summers.

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